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Title Problems At Closing. How To Resolve Title Issues

Published on January 21, 2024

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Understanding Title Problems at Closing

When it comes to buying or selling a property, one of the most crucial steps is the closing process. This is the final stage where all the necessary paperwork is signed, and ownership of the property is transferred from the seller to the buyer. However, sometimes title problems can arise, causing delays and complications. In this article, we will explore common title issues that can occur during closing and provide guidance on how to resolve them.

1. Unresolved Liens

One of the most common title problems is the presence of unresolved liens on the property. A lien is a legal claim against a property that can be filed by creditors, contractors, or even the government. If a lien exists, it means that the property cannot be sold until the debt is settled. To resolve this issue, it is essential to conduct a thorough title search before closing to identify any outstanding liens. If a lien is discovered, the seller must work towards resolving it by paying off the debt or negotiating with the lienholder.

2. Boundary Disputes

Boundary disputes can arise when there is confusion or disagreement about the exact boundaries of a property. This can occur due to inaccurate surveys, encroachments by neighboring properties, or conflicting legal descriptions. Resolving boundary disputes often requires the expertise of a professional surveyor or attorney who can review the property’s legal documents and conduct a survey to determine the accurate boundaries. It is crucial to address these issues before closing to avoid potential legal complications in the future.

3. Missing or Inaccurate Documents

During the closing process, it is essential to have all the necessary documents in order. However, sometimes important documents, such as deeds, titles, or mortgage releases, may be missing or contain inaccuracies. This can cause significant delays and complications. To resolve this issue, it is crucial to work with a qualified real estate attorney or title company who can help locate or rectify any missing or inaccurate documents. They can guide you through the process of obtaining the correct paperwork to ensure a smooth closing.

4. Undisclosed or Unknown Easements

An easement is a legal right that allows someone else to use a portion of your property for a specific purpose. Common examples include utility easements or shared driveways. However, sometimes easements are not properly disclosed or are unknown to the buyer. This can lead to disputes or limitations on the property’s use. To resolve this issue, it is crucial to thoroughly review the title report and conduct a property survey to identify any existing easements. If an undisclosed easement is discovered, it is essential to consult with an attorney to understand the implications and negotiate any necessary agreements.

5. Title Insurance

One of the best ways to protect yourself against potential title problems is by obtaining title insurance. Title insurance provides coverage for any issues that may arise with the property’s title, such as undiscovered liens, forgery, or fraud. It is typically purchased during the closing process and provides peace of mind for both the buyer and the lender. If any title problems arise after closing, the title insurance policy can help cover the costs of resolving the issue.

In conclusion, title problems at closing can be a significant hurdle in the property buying or selling process. However, by conducting thorough due diligence, working with professionals, and obtaining title insurance, many of these issues can be resolved effectively. If you are facing title problems, it is crucial to seek guidance from a qualified real estate attorney or title company to ensure a smooth and successful closing.

How To Appeal An Unjustified Withholding Of Security Deposit Funds 19 . How To Resolve Conflict With A Landlord Regarding Property Damage

When tenants abandon their property, South Dakota landlords should first assess the damage left behind. If the damage is more extensive than typical wear and tear, the landlord may be justified in withholding security deposit funds.

However, if there is no evidence that the tenant caused extensive property damage, then it would be unfair for a landlord to withhold security deposit funds. In such cases, tenants should take steps to resolve any conflict with their landlord.

First, they must document all conversations and communication between them and their landlord regarding the dispute over security deposit funds. Second, tenants should reach out to a local housing authority or legal aid office for help in understanding their rights as tenants under South Dakota law.

Finally, they should consider filing a claim against their landlord at small claims court if they feel that they have been wrongfully denied security deposit refunds. By taking these steps, tenants can ensure that they are fairly compensated for any unjustified withholding of security deposit funds by their landlords.

What Are The Abandonment Laws In South Dakota?

In South Dakota, landlords must understand the abandonment laws when a tenant leaves their property. According to state law, a landlord may presume abandonment if the tenant has been absent from the premises for more than 15 days without notifying the landlord or paying rent.

If a landlord believes that the tenant has abandoned their property, they can enter the unit and take inventory of all items left behind. The landlord should document any damage or missing items and take photos to use as evidence if needed in court.

To proceed with legal action against the tenant, landlords must file an Unlawful Detainer action with the court in order to obtain possession of the property and initiate eviction proceedings. Additionally, landlords are responsible for disposing of all personal belongings left behind by their tenants according to South Dakota Abandonment Laws.

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Emily Hutzner, a seasoned property expert, is your ultimate guide to successful house sales. With years of legal and real estate experience, she simplifies complex property matters, ensuring a smooth and informed selling process. Connect with Emily on for expert advice and seamless property transactions. Sell your house with confidence, backed by Emily's expertise.

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